Out now

Bad Credit

Developed by Riley Sampson, Arthur O'Keefe · Published by Soldier Girl Interactive

AdventureRPG
StatusOut now ReleaseFeb 17, 2022 PriceFree to play

At a glance

PlatformsWindows, macOS
ModesSingle-player
PriceFree to play
StatusOut now
Early accessNo
Languages1
Achievements16

Overview

An adventure, rpg game by Riley Sampson, Arthur O'Keefe, published by Soldier Girl Interactive — single-player.

Steam’s own one-line description: “It's 2016 and you are a money lender. You need to get rich ASAP. Invest in crack heads. Oversee unspeakable crimes. Set the old world on fire and watch the new world rear its ugly head. It's pretty simple, if you can keep your brains in your skull and your money in your pocket, then you win.” — developer/publisher text via the Steam store page.

Reception & community

Steam reviewsPositive — 95% positive of 37
Owners (est.)0 – 20000
Player-voted tags:RPGVisual NovelChoose Your Own AdventurePixel GraphicsComedyDark HumorDramaChoices MatterConversationMultiple EndingsNonlinearText-Based

Review sentiment, ownership and peak-concurrent estimates via SteamSpy; tags are player-voted on Steam. Estimates change over time.

Features & modes

Derived from the gameplay modes and feature categories Steam lists for Bad Credit.

FeatureSupported
Single-playerYes
MultiplayerNo
Co-opNo
Online co-opNo
PvPNo
Cross-platform multiplayerNo
Full controller supportNo
Partial controller supportNo
Steam Cloud savesNo
Steam AchievementsYes

System requirements (PC)

As published on the Steam store page. Requirements can change between updates.

Minimum

  • Requires a 64-bit processor and operating system
  • OS: Windows 10
  • Processor: 2.40GHz
  • Memory: 6 GB RAM
  • DirectX: Version 10

Recommended

  • Requires a 64-bit processor and operating system
  • OS: Windows 10
  • Processor: 2.80GHz
  • Memory: 8 GB RAM
  • DirectX: Version 11

Supported languages (1)

English

Bad Credit FAQ

Answered from the official Steam listing as of June 2026. Where something hasn't been announced, we say so rather than guess.

What kind of game is Bad Credit?

Steam classifies Bad Credit as a Adventure, RPG game, developed by Riley Sampson, Arthur O'Keefe. It's 2016 and you are a money lender. You need to get rich ASAP. Invest in crack heads. Oversee unspeakable crimes. Set the old world on fire and watch the new world rear its ugly head. It's pretty simple, if you can keep your brains in your skull and your money in your pocket, then you win.

Is Bad Credit free to play?

Yes — Steam lists Bad Credit as Free to Play.

Is Bad Credit single-player or multiplayer?

Steam lists these modes for Bad Credit: Single-player. It lists a single-player mode.

Is Bad Credit on PlayStation, Xbox, or Switch?

Our data comes from the Steam (PC) store, which lists Bad Credit for Windows, macOS. Console availability isn’t in our Steam-sourced data — check the official site or the console store.

Is Bad Credit out yet?

Yes — Steam lists a release date of Feb 17, 2022.

What platforms is Bad Credit on?

Bad Credit is listed for Windows, macOS on the Steam (PC) store. Console availability isn't covered by Steam's PC store data — check the official channels.

Is Bad Credit single-player or multiplayer?

Steam lists these modes: Single-player.

How much does Bad Credit cost?

It's free to play, per Steam.

Does Bad Credit have achievements?

Yes — Steam lists 16 achievements for Bad Credit.

Who made Bad Credit?

Bad Credit is developed by Riley Sampson, Arthur O'Keefe and published by Soldier Girl Interactive.

Where to get Bad Credit

We don't sell games or track prices — this links to the official Steam store page.

View on Steam →

Listing details from Valve's public Steam store data. Not affiliated with Valve/Steam, Soldier Girl Interactive.